Loma Letter Of Map Amendment

A loma is issued because a property has been inadvertently mapped as being in the floodplain, but is actually on natural high ground above the base flood elevation as shown by the elevation certificate. Surveyor or engineer responsibilities indicate the lowest adjacent grade elevation (lowest ground touching the structure, including any attached decks or garage) for all structure requests. Usually an elevation determination is done on a property first to establish the elevations.

You can use your elevation certificate to challenge the current flood insurance rate map. Fema issues a loma when upon the landowner demonstrating that a structure or lot is located above the. A loma is issued because a property has been inadvertently mapped as being in the floodplain, but is actually on natural high ground above the base flood elevation as shown by the elevation certificate.

Fema has the monumental task of mapping and overseeing the entire united states in regard to flood zone issues, so mistakes can be made.

Any loma should be noted on the community’s master flood map and filed by panel number in an accessible location. Our service works to correct fema flood mapping errors in order to remove mandatory flood insurance. Define letter of map amendment (loma. A letter of map amendment (loma) is a process in which certain mapping and survey information may be submitted to fema to request that a document that officially removes a property and/or structure from the special flood hazard area (sfha) is issued.